About Us

Where and Why it all began?

Living in a foreign land comes with its challenges, financial exclusion is chief among the many issues Africans grapple with, in the different countries they are based in. Without proper documentation one is unable to access quality financial services and is usually restricted to cash-based transactions. In this digital era everyone deserves the option to be able to transact from the comfort of their homes, at any time with negligible fees.

Africans based outside of their home countries also send money back home regularly. The cost of sending money in Sub-Saharan Africa is the highest globally, with people paying 10% or more for remittances. Most of the services are also brick and mortar based with limited operating hours, and people must travel long distances before they can collect money that has been sent to them.

Students travel regionally for university education. Finding cost effective ways of paying their fees and sending them money for sustenance is always an issue. The options available are either time consuming, expensive or unsafe.

Whilst travelling within the SADC region for business or pleasure, one becomes financially excluded as soon as they leave their home country. Unless they have access to foreign currency and/or a Visa card, they will not be able to make use of their funds in their local bank account. Otherwise they must pay high fees to convert their cash to the legal tender in the respective jurisdiction they will be in.

Who and What is Uhuru?

Uhuruwallet is born out of the need to address this inequality. We believe having a transaction account is the first step toward financial inclusion.

We chose to offer Uhuru wallet through WhatsApp to cater to the growing number of people that have access to smartphones and because it has end-to-end encryption for enhanced security. It is also one of the most popular platforms in the region which allows for an easy, interactive and intuitive transacting experience. The Uhuru digital wallet will enable people to perform transactions such as person to person, person to merchant, cash-in, cash-out, utility bill payments, airtime purchases, and Dstv payments amongst other functionality.

Our Vision

Our vision is to become an interoperable, peer-to-peer platform with a borderless currency, that empowers people and enterprises to transact from anywhere, anytime.

Mission

Our mission is to develop innovative solutions that promote the concept of money without borders for individuals and businesses. Solutions that are simple to use, convenient, time-efficient, cost-effective and inclusive.

Core Values

As a team, we value innovation, efficiency, commitment, reliability and simplicity.

We believe these to be the key ingredients for success, as we strive to give our users excellent service delivery and optimal user experience.

Innovation

We know that through innovation, we will be able to change the way certain things are done, for the better. We aim to continuously provide relevant financial technology solutions that simplify life for us and for our users.

Efficiency

We will work tirelessly to make transactions time efficient. In the age of the Internet of Money, people should be able to send money as they would an email from anywhere in the world.

Commitment

We are committed to working as a team to achieve our goals, which are to simplify banking, save time and money and remove barriers that exclude others from active participation in the economy.

Reliability

We will consistently deliver on our promises, demonstrating our competence and character each time we communicate with each other and with our clients. In the end building trust in ourselves and in our products.

Simplicity

We will keep it simple; simple product designs with simple processes, because simple is understandable and memorable.